*APY is the Annual Percentage Yield. The 18 month certificate at 1.75% fixed APY is based on a dividend rate of 1.74%. The 24 month certificate at 2.25% fixed APY is based on a dividend rate of 2.23%. The minimum to open the account and earn the stated APY is $500. Withdrawals, maintenance or activity fees will reduce stated earnings. Withdrawals of accrued dividends are permissible and will not incur a penalty. Withdrawals of principal will result in a penalty equal to 180 days’ dividends for the 18 month certificate and a penalty equal to 365 days’ dividends for the 24 month certificate. This penalty is applied whether or not the dividends have been accrued. The rates are accurate as of 8/1/2022 and are subject to change at any time. This is a limited-time offer and may be withdrawn at any time. This is offer is available for personal or business purposes, IRA, and Coverdell Education Savings accounts.
This promotional Certificate offer begins August 1, 2022 and will not be available before such date.