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When you sign up your HFCU VISA® Debit or Credit card with myHeritage Rewards, you can expect to start earning points on every day purchases; Earn Double Points at preferred local merchants.* The more points you accumulate, the more you get back in the form of gift cards from many of your favorite places to shop.

Need to manage your points on the go? Make sure to download the app straight to your phone. You can find the app in both the Apple and Google Play stores.

Setting up Your Card is Easy!

Step 1
Make sure to have your debit or credit card on hand.

Step 2
Click below to sign-up! Complete the form within your app or desktop computer.


Desktop Log-in

Apple iOS App Login

Google Play App Login


Step 3

Start earning points everywhere you use your Heritage VISA® debit or credit card(s).

myHeritage Rewards

myHeritage Rewards

*Preferred local merchants are select businesses in and around Heritage FCU locations. For a full list of merchants please log into your rewards account.

The Point System

VISA® Debit Card: 1pt for every $4 spent

VISA® Credit Card: 1pt for every $1 spent

Preferred Businesses get you

Redeem Points Two Ways!

Online Rewards (Gift cards will be sent to your email address.)

$10 Reward for every 1,500pts

Online Rewards are a great option to redeem points. These are in the form of e-gift cards from popular businesses you buy from every day.

• Amazon
• Lowes
• Starbucks
• Uber
• Walmart
…and more!

Charitable Donations

$10 Reward for every 900pts

Reward others by donating your points to a charitable cause. Give back and help make a difference!

Download the myHeritage Rewards App TODAY!

Get it on Google pLay Icon
Download it on the Apple App Store

Digital Wallet FAQ

Digital account numbers can be used for purchases through participating merchant mobile applications on your new Apple, Google, or Samsung devices, at any merchant where contactless payments are accepted.

We are very excited about Apple Pay and what this means to secure mobile payments. We are working with Visa and Apple to quickly bring this service to our cardholders. We will provide more information about availability as soon as possible.

Your payment card information, such as the 16-digit account number found on the front of your card, will be replaced with a digital account number that can be securely stored on your device and used to make purchases. Your credit and debit card numbers are NOT stored on the device, or on Apple servers. This helps to reduce the potential for fraud.

Digital account numbers are used by the merchants accepting your payment, the payment network that processes your transaction, and the financial institution that issues your card.

When shopping in-store, simply activate the payment functionality on your Apple device and hold the device in front of a contactless reader. The digital account information stored on the device will be transmitted directly to that contactless reader.

Digital account numbers will support a seamless payment experience. Please contact us for information on alerts or notifications.

Yes. Whether you use a digital account number or a physical Visa card, you are protected with Visa Zero Liability against fraudulent transactions. Please contact us for more information.

Yes, you are able to easily delete the account from your device. If you delete your digital account you will still be able to continue to make purchases with your physical payment card.

For any new or replacement cards, you will go through the initial set up of providing the basic payments details to add the card to your phone’s wallet. For a card renewal, the new expiration date will be automatically provided from Visa to your phone provider seamlessly, with no action required by you.

Receipts should look the same as they always have. However, in some cases, receipts created from digital account usage may display the last four digits of your digital account which may differ from the last four digits of your physical card.

Call our Member Solutions Center at 845-561-5607.