Please be advised that effective 12.15.23 the Heritage Investment and Retirement Services (HIRS) program has undergone service changes. 
The HIRS program will no longer be available to new members. For members already enrolled in the program, your investments are safe and additional communication will be sent to you to inform you of any applicable service changes. 
Please call us at 845-561-5607 or drop us a message by visiting https://heritagefcu.com/contact-us/ to assist you with any questions regarding this service change.