Save time with Direct Deposit

Direct deposit allows you to automatically deposit paychecks, social security checks, pension checks, etc. directly into your Heritage Financial Credit Union account. And, with our Early Pay service, you can access your funds from eligible direct deposits up to two business days prior to your scheduled payday!

Not only convenient, direct deposit provides a much safer alternative to paper checks, which can be damaged, lost, or stolen.

Direct deposit also makes it easy to grow your savings account automatically over time! By setting up payroll distribution, you can allocate a specific dollar amount or percentage of your paycheck to specified accounts. When your share saving’s account balance reaches $500, your account will begin earning dividends, which means you earn even more money! 

Direct Deposit may be right for you if…

  • You want to avoid waiting for your paper paycheck.
  • You don’t always have time to visit your financial institution to cash or deposit your check.
  • You want to allocate funds from your direct deposit to multiple accounts.
  • You want access to your funds from eligible direct deposits up to two business days sooner!

Get Started

Ready to get started? Here’s what to do:

  1. Download this Direct Deposit Form.
  2. Make sure to add your account number and Heritage Financial Credit Union Routing Number (221978791). Please ensure that you are using account numbers that were provided after May 6, 2024. Account numbers from prior to May 6, 2024 will no longer be valid. 
  3. Take it to your payroll department, or update your Social Security payment instructions, or your pension plan administrator, or investment funds manager.

Direct Deposit FAQ

To set up direct deposit into your account, you can download this form or contact us.

In order to make sure you have everything you need to get started with direct deposit today, please have your account number and HFCU routing number readily available. 

In order to change your direct deposit, please download and fill out our Direct Deposit Change Request here.

HFCU’s routing number is 221978791.

This routing number can be found on the bottom left hand corner of your HFCU checks, as well as under the “Details” section within our online and mobile banking platforms.

You can find your account number on the bottom of your HFCU check, between the routing number and the check number. It can also be found under the “Details” section within our online and mobile banking platforms.

Our routing number is 221978791.