
Partners & Perks
Check out all of the great partners and perks available to you!
HFCU’s Partners & Perks
As a credit union, we are member and community driven. The growth in membership means more perks and rewards for you. With our members help, we are able to partner with the right companies to bring you perks of being a part of a credit union. Click any of the buttons below to be taken to more information about the partner/perk.
TruStage Insurance
When it comes to protecting what matters most to you, let HFCU and TruStage help. TruStage Insurance Agency is insurance the credit union way. Through our partnership, we are able to offer insurance services, products, and programs, to credit union members. TruStage offers a full line of insurance products, programs, and services, along with expertise and experience. With a commitment to dependability and a members-first philosophy, TruStage can help you protect what matters most. Questions? Call TruStage at 1-888-888-0375.

Coinstar® Coin Counting!
Turn Your Spare Change Into Cash
As an HFCU member, you can enjoy access to participating Coinstar kiosks at thousands of retail locations nationwide! Instead of limiting coin-counting services to branch locations, Coinstar gives you the flexibility to transfer in your coins where you already shop and run everyday errands.
- Member Benefits:
- Access to thousands of participating Coinstar kiosk locations. Find a participating kiosk closest to you, here: https://www.coinstar.com/transferkiosk
- Transfer coins directly to your account for a reduced fee of 0%*
- Convenient locations nationwide
- No need to visit a branch
- How it Works:
- Visit any participating Coinstarkiosk
- Insert your coins
- Use your HFCU Debit Card to identify yourself as an HFCU member
- Follow the on-screen instructions to transfer coins to your account.
- Fees?
- HFCU members can transfer coins directly to your account for a reduced fee of 0%*
- Members may transfer funds directly into their HFCU account through participating Coinstar kiosks. A $4.95 transaction fee applies to cash transfer transactions.
- Important Information:
- An HFCU Debit Card is required to access member benefits through Coinstar
- Transfer coins directly to your account for a reduced fee of 0%*
- Additional Coinstar terms and conditions may apply
- Find a Participating Coinstar Location:
- Use the Coinstar@ kiosk locator to find a location near you: Find a Coinstar Kiosk
Questions? Visit your local branch or contact our Contact Center for assistance at 845-561-5607.
*Reduced fee compared with Coinstar’s standard coin-to-voucher fee
Coinstar is not a bank. Transfer to Account Services are offered by Evolve Bank & Trust, member FDIC, through Coinstar as a service provider of Evolve Bank & Trust on Coinstar Kiosks.
GAP Insurance
Gap insurance from Heritage Financial Credit Union. Piece of mind for total car coverage.
Affordable coverage that can pay the difference between your insurance settlement and your auto loan balance in the event your car is stolen and not recovered; or is damaged beyond repair due to an accident (totaled). You might also be interested in Mechanical Repair Coverage, a great idea for used cars with short warranty periods or to extend your new car’s warranty. Choice of three coverage levels available to fit your budget.

Love My Credit Union Rewards
Credit union members are feeling the love.
Being a Heritage Financial Credit Union member gives you access to many exclusive discounts* and benefits. It’s just another way we help show our members some love. Check out special offers and discounts from these name brands at Love My Credit Union.
Sign Up for LMCU Rewards to unlock exclusive local offers for places and events you love.
*Offers may be limited and are not guaranteed.
Our Auto Dealer Network
Gap insurance from Heritage Financial Credit Union. Piece of mind for total car coverage.
Buying a new or used car? HFCU has competitive auto loan rates! But that’s not all. Shop from leading local Auto Dealers in our Dealer Network.
Depreciation Protection
Let’s make sure we protect your vehicle.
Depreciation Protection is a benefit that helps cover the gap between what your vehicle is worth and what you still owe on your loan if it’s totaled or stolen. If you started with positive equity (from a down payment, trade-in, discount, or rebate), it provides a waiver for the difference between the vehicle’s locked-in value and your remaining loan balance at the time of loss.
The information provided is for informational purposes only and should not be treated as an endorsement. The Credit Union is providing this information as a member service and will not be liable for any goods received or services performed. Discount opportunities are provided as a member benefit and the Credit Union will not be responsible for fulfillment of any discount.