Partners & Perks

As a credit union, we are member and community driven. The growth in membership means more perks and rewards for you. With our members help, we are able to partner with the right companies to bring you perks of being a part of a credit union.

Balance Financial Counseling

At Heritage Financial Credit Union, we want to help you achieve your financial goals, whether it means getting out of debt, buying your first home, saving for college or retiring. HFCU is proud to offer members BALANCE™ FREE Confidential Financial Counseling. BALANCE™ counselors can answer any questions you may have about money online or by phone. They provide online budgeting, advice and educational services that can help you easily understand how to manage your money. Questions? Call BALANCE™ toll-free at 888-456-2227 or visit

Banzai Financial Literacy

Heritage Financial Credit Union is bringing Bamzai, a premium financial literacy program, to educators and students in your area for FREE. Teach real-world finance and practical life experience. Banzai lets your students practice managing their money and test their decision making skills. Best of all: it grades itself! Questions? visit for more details. 

TruStage Insurance

When it comes to protecting what matters most to you, let HFCU and TruStage help. TruStage Insurance Agency is insurance the credit union way. Through our partnership, we are able to offer insurance services, products, and programs, to credit union members. TruStage offers a full line of insurance products, programs, and services, along with expertise and experience. With a commitment to dependability and a members-first philosophy, TruStage can help you protect what matters most. Questions? Call TruStage at 1-877-610-6646.

What type of insurance interests you?

You need home insurance, but how do you get a deal?

Credit union members get discounted rates through the TruStage Auto & Home Insurance Program. Your home and other structures on your property will have protection from all kinds of losses. Your possessions will have coverage, as well as any liability claims other people may make. You know why it’s important. But why pay more than you have to?

Life insurance matters. We can help you start.

From providing a few months of breathing room to protecting big aspirations, life insurance matters. Our trusted partner TRUstage provides Term and Whole Life Insurance options tailored to your needs. You might also be interested in Accidental Death and Dismemberment (AD&D) Coverage. As a complimentary benefit of your credit union membership, your no-cost AD&D coverage is ready and waiting. In three minutes or less, your application will be complete. Through Fast Apply AD&D it’s quick, easy and entirely online.

Gap insurance from Heritage Financial Credit Union. Piece of mind for total car coverage.

Affordable coverage that can pay the difference between your insurance settlement and your auto loan balance in the event your car is stolen and not recovered; or is damaged beyond repair due to an accident (totaled). You might also be interested in Mechanical Repair Coverage, a great idea for used cars with short warranty periods or to extend your new car’s warranty. Choice of three coverage levels available to fit your budget.

Love My Credit Union Rewards

Credit union members are feeling the love.

Being a Heritage Financial Credit Union member gives you access to many exclusive discounts* and benefits. It’s just another way we help show our members some love. Check out special offers and discounts from these name brands at Love My Credit Union.

LMCU Rewards Turbo Tax Logo  LMCU Rewards TruStage Logo  LMCU Rewards SimpliSafe Logo LMCU Rewards Sams Club Logo

Sign Up for LMCU Rewards to unlock exclusive local offers for places and events you love.

*Offers may be limited and are not guaranteed.


LMCU Rewards Lego Land Logo        LMCU Rewards Broadway Logo        LMCU Rewards NY Sports Logo        LMCU Rewards Ikon Ski Resorts Logo

Click here to see all LMCU offers

Our Dealer Network

Buying a new or used car? HFCU has auto rates as low as 2.49% APR! But that’s not all. Shop from leading local Auto Dealers in our Dealer Network.

Click here to see our dealer network

The information provided is for informational purposes only and should not be treated as an endorsement. The Credit Union is providing this information as a member service and will not be liable for any goods received or services performed. Discount opportunities are provided as a member benefit and the Credit Union will not be responsible for fulfillment of any discount.