Terms of Use

1. INTRODUCTION

If you visit and or use heritagefcu.com, you are subject to the terms of use as outlined below. Use of the Heritagefcu.com website constitutes acceptance of these terms. Heritage Financial Credit Union (HFCU) reserves the right, in its sole discretion, to modify or update these terms of use at any time. Please review the terms of use each time you visit heritagefcu.com for the most current information.

2. PRIVACY

HFCU protects your personal information. Please review our Privacy Policy.

3. LOGOS AND PHOTOS

HFCU logos used in this website are unregistered trademarks. These Trademarks belong to HFCU. HFCU has exclusive rights to the Trademarks. Any unauthorized use of the Trademarks or other third party logos posted on heritagefcu.com is strictly prohibited. You may not copy, display or use the Trademarks or any third party logos for any purpose without the written permission of HFCU and/or the third party owner. All photos Copyright various photographers. Any unauthorized use of the photos posted on heritagefcu.com is strictly prohibited. You may not copy, display or use the photos for any purpose without the written permission of the owner. Photo credits: Gas Gauge Andrei Filonov. Image from BigStockPhoto.com, GettyImages.com and iStockphoto.com.

4. THIRD PARTY WEB LINKS

In some instances Heritage Financial Credit Union will provide links to third party websites not operated by Heritage Financial Credit Union. All links within the site are to business partners and relevant content, and are carefully reviewed. The Credit Union carefully selects the business partners and other organizations that are provided as links, however please be advised that Heritage Financial Credit Union does not guarantee the products, information, recommendations, or security at these linked sites, and is not liable for failure of products or services advertised or offered on them.

5. COPYRIGHT

All original content Copyright Heritage Financial Credit Union, 2013. All rights reserved. No part of this website may be copied, reproduced, modified, or distributed in any form or manner without the prior written permission of HFCU.

6. LIMITATION OF LIABILITY

In any event, HFCU will not be liable for any special, consequential, incidental, or punitive losses or damages (including loss of profits or expenses in connection with these terms of use or the use of heritagefcu.com, even if HFCU has knowledge of the possibility of them. HFCU is not liable for any act, failure to act or delay in acting if an act is caused in whole or in part, by any cause beyond HFCU’s reasonable control.

7. INDEMNIFICATION

You agree to indemnify and hold harmless HFCU and its affiliates and each of their directors, volunteers, officers, and employees, from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use of the heritagefcu.com site, your violation of the Terms, or your violation of any rights of another.

8. EXCLUSIONS OF WARRANTIES

Heritagefcu.com and related documentation are provided “as is” without any warrant of any kind, either expressed or implied. Including, but not limited to the implied warranties of merchant ability and fitness for a particular purpose. You expressly agree that your use of this site is at your sole risk.

9. ACCESSIBILITY

HFCU works hard to make sure that everyone who wants to use HFCU’s online website can do so, and have a positive experience. We do this in various ways, including:

1. Making links on our website descriptive and providing alternative text to help people using assistive technology such as screen reader software.
2. We consider accessibility when we design features or pages on our website.
3. We increase the contrast between fonts and backgrounds to make pages on our website easier to read.
4. We make our website easier to navigate without using a mouse.

HFCU welcomes feedback from users regarding the way our company provides services to persons with disabilities. Customer service representatives stand ready to assist persons with disabilities in relation to any feedback or complaints they may have. If necessary, the feedback or complaint may be escalated to designated individuals within the Customer Service department or other employees of HFCU who will work with the user to address his or her concerns. HFCU will promptly respond to and address all complaints that it receives.

On 1 July 2017, all Web pages at https://heritagefcu.com/ conform to Web Content Accessibility Guidelines 2.0 at http://www.w3.org/TR/2008/REC-WCAG20-20081211/. Level AA conformance.

The technologies that this content “relies upon” is: XHTML 1.0 Transitional and JavaScript 1.2.
The technologies that this content “uses but does not rely upon” is: CSS 2.0, JPG, PNG, and SVG.
The user agents, including assistive technologies, that this content has been tested with can be found at http://volum8.com/ada/.