Membership Information

Heritage Financial Credit Union provides numerous resources for our membership. Please call us at (845) 561-5607 or contact us if we can do anything to assist you or if we might answer any questions you might have.

To view information about Heritage Financial Credit Unions Excessive or Luxury Expense Policy click here

Financial Counseling FAQ

Yes! At Heritage Financial Credit Union, we want to help you achieve your financial goals, whether it means getting out of debt, buying your first home, saving for college or retiring. HFCU is proud to offer members BALANCE™ FREE Confidential Financial Counseling. BALANCE™ counselors can answer any questions you may have about money online or by phone. They provide online budgeting, advice and educational services that can help you easily understand how to manage your money. Call Balance toll free at 888-456-2227 or visit

With help from Heritage Financial Credit Union! Through BALANCE™ we offer free, confidential financial counseling, as well as online classes, podcasts, videos, and financial how-tos all designed to help teach you how to better manage your money.  Call Balance toll free at 888-456-2227 or visit

Financial counseling is free to our members! Call Balance toll free at 888-456-2227 or visit