Banking that provides opportunities.

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Our Mission

We are more than a bank. We believe in our members and employees – in their stories, both past and yet to be written. We are the combined Heritage of generations who care about and support each other to provide lasting contributions in our communities. We are committed to creating opportunities for people by providing necessary tools, resources and education to make possible the achievement of their goals, hopes, and dreams. We are Heritage Financial Credit Union.

Come soar with us

In a time of uncertainty caused by financial crisis and mistrust of larger banks, we seek to provide safety in community and a cooperative member base. We do not define financial success, but urge our members to affirm their own success. Heritage Financial Credit Union will provides the necessary tools and resources to get you there. Together.

So what is a credit union?

A credit union is a not-for-profit financial institution. We offer all the same services as a bank, but we’re not a bank. Banks set out to make a profit off the services they provide. At the end of the day, they are in business for their benefit, not yours.

At a credit union, the funds we have left after all our bills are paid are returned to our members in the form of lower fees and higher yield rates so you keep more of your money, as it should be.

We’re here to offer a secure place for you to save your hard earned cash and borrow funds with fair rates. We are member-owned and community oriented, which means our primary purpose is to help you and the community in which we operate, not to make money selling you products you don’t need. We’re neighbors, all based in the Hudson Valley and anyone who lives, works, worships, volunteers, or goes to school in Orange, Ulster, Dutchess, or Rockland, Pike, and Sussex Counties qualifies for membership with us.