
Banking that provides opportunities.
Member Owned and Community Oriented
What is a Credit Union?
At Heritage Financial Credit Union, you’re more than an account number, you’re a member and an owner. We provide a safe, secure place to save your hard-earned money and offer affordable loans with competitive rates.
As a member-owned, not-for-profit financial cooperative, our focus is on helping you achieve your financial goals while supporting the communities we serve, not selling products you don’t need.
Membership is open to anyone who lives, works, worships, volunteers, attends school or has a family member that is a member in Orange, Ulster, Dutchess, Putnam, or Rockland counties in New York; Pike County in Pennsylvania; or Passaic and Sussex counties in New Jersey.
Become a member today and discover the Heritage difference.
Want to become a member today?
Contact us, find a branch or open an account today by clicking the respective buttons below!
Come Soar with Us!
In times of uncertainty caused by financial crisis and mistrust of larger banks, we seek to provide safety in community and a cooperative member base. We do not define financial success, but urge our members to affirm their own success. Heritage Financial Credit Union provides the necessary tools and resources to get you there. Together.

Our Mission
We are more than a bank. We believe in our members and employees – in their stories, both past and yet to be written. We are the combined Heritage of generations who care about and support each other to provide lasting contributions in our communities. We are committed to creating opportunities for people by providing necessary tools, resources and education to make possible the achievement of their goals, hopes, and dreams. We are Heritage Financial Credit Union.