Send money overseas via wire transfer
Wire transfers are a secure way to transfer funds. Unfortunately we can’t process a wire transfer over the phone, by mail or fax, without first having written authorization. You’ll need to visit one of our branches to complete the necessary paperwork.
Wire Transfers FAQ
A wire transfer is a method transferring funds or payment electronically by wire.
To send a wire transfer, either a domestic or international, you will need to visit one of our 12 branches to complete the necessary paperwork. Our staff will be able to assist you in doing this quickly and easily. We cannot process a wire transfer over the phone, mail or fax without first having written authorization in the form of a Wire Transfer Agreement. This agreement is available at all of our 12 branches and needs to be completed before initiating a wire where you are unable to come into a branch.
Wires can take up to 48 hours to fully process.
International wires require a ‘SWIFT’ code instead of a routing number. The SWIFT code consists of 8 to 11 of both numeric and alphabetic characters.
Yes, someone with your account information can wire funds directly to your Heritage Financial Credit Union account. You will need to provide them with your account number and HFCU’s routing number. Since we are a credit union, the wire must first be sent to Corporate America Federal Credit Union with instructions to further credit the account here at HFCU. Below is the information you will need to provide the other institution for Corporate America.
Corporate America FCU
4365 Crescent Road
Irondale, AL 35210
ABA Routing Number 262090120
Fees are as follows:
Incoming (with or without notice): Free
Domestic outgoing: $20, Foreign outgoing: $35