Vehicle Loans

Let’s get you on the road!

We offer a variety of vehicle loans base on your qualifications. From auto and motorcycle to boat and RV, we have you covered.

Type of LoanFixed APR As Low As 7, 8, 9, 10
Tier 1 Auto (Model Years 2023-2026)85.09%
Tier 2 Auto (Model Years 2018-2022)86.17%
Tier 3 Auto (Model Years 2015 – 2017)87.82%
New Boat/Motorhome/RV (2023-2026)156.50%
Used Boat/Motorhome/RV (Model Years 2018-2022)157.00%
New/Used Motorcycle/OV (Model Years 2018-2026)167.49%

Make sure to check out our list of partners before planning your trip to the dealership! Click the button below to view the full list of dealerships that we partner with. If you visit one of them, be sure to tell them HFCU sent you. Happy shopping!

7 APR=Annual Percentage Rate. Actual rate may vary based on credit worthiness and down payment, if applicable. All extensions of credit are subject to credit approval. Rates shown are lowest offered for the loan products advertised. Applicants that are not approved for these loan rates or terms may be offered credit at a higher rate and/or with different terms. All rates and terms are subject to change without notice. Offer may be withdrawn at any time without notice. Contact a credit union employee for further details. Other terms and conditions may apply.

8 As an example: A 60-month loan with a fixed rate of 5.49% APR would result in a payment of $19.10 per month for each $1,000 financed. Up to 125% financing is also available for qualified borrowers. Maximum term is 84 months; other terms are available.

9 All rates quoted include a 0.50% reduction for members who authorize payment of their HFCU loan through an automatic electronic funds transfer, debited from any account.

10 The maximum APR that may be imposed is 25.00%.

15 Maximum term is 180 months; other terms are available. Payment Example: A 60-month loan with a fixed rate of 5.49% APR would result in a payment of $19.10 per month for each $1,000 financed. Up to 100% financing is also available for qualified borrowers.

16 Maximum term is 60 months; other terms are available. Payment Example: A 60-month loan with a fixed rate of 5.49% APR would result in a payment of $19.10 per month for each $1,000 financed. Up to 100% financing is also available for qualified borrowers.