Banking that provides opportunities.
Our Mission
We are more than a bank. We believe in our members and employees – in their stories, both past and yet to be written. We are the combined Heritage of generations who care about and support each other to provide lasting contributions in our communities. We are committed to creating opportunities for people by providing necessary tools, resources and education to make possible the achievement of their goals, hopes, and dreams. We are Heritage Financial Credit Union.
Come soar with us
In a time of uncertainty caused by financial crisis and mistrust of larger banks, we seek to provide safety in community and a cooperative member base. We do not define financial success, but urge our members to affirm their own success. Heritage Financial Credit Union provides the necessary tools and resources to get you there. Together.
So what is a credit union?
A credit union is a non-profit financial institution focused on serving its members, unlike banks which prioritize profit from their products and services. Ultimately, banks operate for their own benefit, while credit unions are dedicated to supporting yours.
At a credit union, any surplus funds after covering our expenses are returned to our members through lower fees and a higher yield, allowing you to keep more of your money – just as it should be.
We’re here to offer a secure place for you to save your hard earned cash and borrow funds with fair rates. We are member-owned and community oriented, which means our primary purpose is to help you and the communities in which we operate, not to make money selling you products you don’t need. We’re neighbors, all based in the Hudson Valley and anyone who lives, works, worships, volunteers, or goes to school in Orange, Ulster, Dutchess, or Rockland, Pike, Sullivan, and Sussex Counties qualifies for membership with us.