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    Banking from the comfort of your own home.

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    • Auto Loans
    • Personal Loans
    • Credit Cards
    • Overdraft Line of Credit

    Get up to $1,000* toward your appraisal!

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      • What Makes Us Different
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      • ProPay

    Refinance your Auto Loan!

  • Routing Number 221978791
  • Need assistance?
    Please call 845-561-5607
  • Your closest branch is
  • Find an ATM or Branch

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  • Routing Number 221978791
  • Need assistance? Please call 845-561-5607
  • Your closest branch is
  • Find an ATM or Branch
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  • Banking
  • Lending
  • Resources

Account Jump Start Form

  • Deposits
    • Checking
    • Savings & Money Market
    • Certificates

Banking from the comfort of your own home.
  • Lending
    • Home Lending
    • Auto Loans
    • Personal Loans
    • Credit Cards
    • Overdraft Line of Credit

Get up to $1,000* toward your appraisal!

  • Learn
    • Blog
    • What Makes Us Different
    • Financial Wellness
    • Calculators
    • Rates
    • Financial Literacy
    • Security Awareness
    • Information & Newsletters
    • Careers at Heritage Financial Credit Union
  • Services
    • Investment & Retirement Services
    • Online Banking
    • Partners & Perks
    • ProPay

Refinance your Auto Loan!

Account Inquiry

  • What type of account(s) are you interested in?

Lost credit card?

Call us at (845) 561 5607 and after hours call 1-800-847-2911 or 1-888-297-3416.

View our rates

Click here to view our current rates.

Get in touch

Call us any time during business hours at (845) 561 5607 or visit our contact page.

Calculators

Use our helpful calculators to plan your financial future.

Frequently Asked Questions

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Routing Number: 221978791
25 Rykowski Lane,
Middletown NY, 10941

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