Skip-a-Pay. On US!

With our Loan Skip-a-Pay program, you can skip up to 1 to 2 months of payments in a 12 month rolling period*. Take advantage of this program to free up some extra cash for whatever financial hardship that may arise.


Here’s how to apply:

  1. Download the Skip-a-Pay form below
  2. Fill out all the required form fields and sign the bottom
  3. Send the form back within online banking through a secured message attachment

Click below to get started today!

* A fee of $15.00 will be applied when a member skips a payment online and a $30.00 charge will be applied if a member skips a payment in an HFCU branch. In order to skip your payment, all loans and accounts must be current and in good standing at the time we receive your request. In order to skip your payment online, you must use your Heritage Mobile account. This offer is subject to credit approval and does not apply to real estate loans. HFCU reserves the right to deny Skip-a-Pay on any loan.