Save Big With Benefits Plus®
Through our partnership with Generations Gold you now have a gateway to exclusive discounts, concierge-level services, and meaningful savings designed to help you Live Better for Less!
Spend, Save & Get Rewarded
This membership benefit program was built to offer exceptional value through everyday savings and exclusive perks. If you are a member with HFCU and have a savings or checking account with us, you are eligible to enroll in these benefits for a $5* monthly fee.
Ultimate ID Plus®
- Credit Report Monitoring
- Advanced 3 Bureau Daily Credit Fraud Monitoring
- Dark Web Monitoring & Threat Alerts
- Identity Thefyt Insurance
- Fraud & Identity Theft Alerts
- Social Security Number (SSN) Monitoring & Smart Tracker
- Health & Medical Benefit Monitoring
- Driver’s License Monitoring
- BreachIQ™
- Medical ID Fraud Protection
Travel & Leisure
- Air Travel Flight Insurance & Cash Back Reward
- Airline Travel – Guaranteed Lowest Available Pricing & Cash Back
- Hotels Rate Negotiation and Cash Back Rewards
- Travel Package Negotiated Rates & Cash Back Rewards
- Expert Cruise Advice & Cash Back Rewards
- Car Rentals – Specially negotiated rates.
- Condominium Rentals – Special pricing
Health & Wellness
- 24/7 Online Health Portal
- Hearing Care Savings – Free annual screening.
- Prescription Savings – Substantial savings at local and national pharmacies.
- Vision – Discounts on Eye glasses, contacts, corrective surgeries.
- Alert 1- In home and mobile medical alert system at the lowest available cost
If you are interested in taking advantage of these great member benefits, please complete the form below and one of our HFCU team members will contact you to enroll you in the program. Once enrolled, you can start saving immediately, from everyday purchases to major travel plans , all supported by a trained concierge team dedicated to exceptional service.
Discounts & Rewards
- Cash Back Rewards with Rakuten
- TicketXpress™ Discounts on online entertainment offers on sporting events, concerts, movie tickets and much more!
- LocalSavingsXpress® Savings opportunities in over 10,000 cities
- Office & School Supply Discounts through Office Depot
- Discounts on Gift Cards and eGift Cards
- Dining & Movie Discounts
- Dining Certificate Discounts
Family Benefits
- 24-Hour Emergency Road Service
- Pet Health Insurance
- Wholesale Savings Clubs
- Gas & Grocery Gift Card Discounts
- Grocery Coupon Club
- Automotive Services & Gas Discounts
- Student Grant Locator with Unigo™
- College Care Package Discounts
Consumer Protection
- Cellular Care Coverage up to $600*
- 90-Day Purchase Protection
- Extended Repair Warranty up to 1 year
- Bitdefender® Anti-Virus Software Savings
- Vehicle Safety Information
- SimpliSafe Monitoring & Cash Back*
Access your Benefits!
Download the Benefits Plus® Mobile App on the Apple App or Google Play Stores to access your benefits on the go.
Sign into Your Benefits Plus® Account Online
Call the Benefits Plus® Toll Free Line
Benefits Plus® Contact Form
Complete the form below to inquire for more information on enrolling into our Member Benefits Program. Once submitted one of our HFCU team members will contact you to confirm your eligibility and walk you through the enrollment process.
Use a checking or savings account with HFCU and unlock access to our Member Benefit Program!
Benefits Plus® & Ultimate ID® Plus Disclosures
Heritage Financial Credit Union has selected Generations Gold, Inc., a fully independent third-party benefits provider, to provide travel and other discounted services directly to enrolled Benefits Plus® members. Heritage Financial Credit Union assumes no liability for any of the providers in fulfilling their services. All liabilities, claims, damages, and demands are the sole and direct responsibility of Generations Gold, Inc. and its independent service or benefits providers. Discounts received through the Program may not be used in conjunction with any other discounts. Benefits and services available through the Program are subject to change without notice. Not all plans and discounts are available in all areas. See www.benefits-plus.org or call (866) 329-7587 for complete program details. Monthly savings are estimates extracted from various sources. Personal budget and vacation expenditures may be different.
© 2025 Generations Gold, Inc. All rights reserved.
Terms and Conditions are applied to individual gift cards/certificates. Please see the merchant gift card/certificate for additional Terms and Conditions, which are subject to change at merchant’s sole discretion.
UID Disclosure:
*Ultimate ID® Plus is powered by IdentityForce®, a TransUnion® brand. It’s the #1-rated identity theft protection provider for consumers, delivering the most comprehensive identity theft solution that monitors, alerts, controls, protects, and recovers! Your full Ultimate ID® Plus coverage begins when you successfully validate your identity and complete the activation process. The primary and the joint account owner are required to each have their own email address. You will receive an email containing your personal activation code which is required to complete the authentication and enrollment process. If you do not receive an activation code, you must visit https://ultimateidplus.identityforce.com/starthere or call 1.844.548.0261 to authenticate and activate your coverage. If you do not activate your credit monitoring, you will still be assisted by a Certified Restoration Specialist in the event of identity theft. Not all benefits are available without activation.
To report an identity theft incident or for assistance obtaining your activation code, please call 1.844.548.0261 and speak with a dedicated Ultimate ID® Plus recovery advocate. Certain restrictions and limitations apply. Visit ultimateidplus.identityforce.com for complete terms and conditions. No one can prevent all identity theft.