
Online Applications
Apply For Loans and Deposit Products from Anywhere
Applying Online
Providing opportunities is what we are all about at Heritage Financial Credit Union. We understand that applying for membership, deposit products or loans may be intimidating, but we are here to help.
If you need a little more information before diving in, please select ‘Learn More‘ to be redirected to our informational website pages with more details and current rates.

New Members
NEW to HFCU? Apply for Membership today by opening a deposit account with us!
- Checking Accounts
- Certificates
- Savings Accounts
- Money Markets

Current Members
Already a Member? Open additional deposit accounts by signing into Heritage online or mobile banking!
- Checking Accounts
- Certificates
- Additional Savings
- Money Markets

Personal Loans
Need to finance your next endeavor? Vacation, wedding or unexpected expenses? We have you covered.
- Credit Rebuilder
- Debt Consolidation
- Signature Loan
- Overdraft Line of Credit
- Universal Line of Credit

Vehicle Loans
From cars to boats, we have your vehicle needs covered! Apply today to finance your next vehicle!
- New & Used Auto Loans
- New & Used Motorcycle
- New & Used Boat Loans
- New & Used RV & Motorhomes

Home Equities
Planning to tackle some home improvement projects? Use the equity in your home! We have the loans you need.
- Home Equity Loan
- Home Equity Line of Credit

Mortgage Loans
Buying your dream home? Refinancing your current home? You have options to explore with us!
- 10, 15, 20 & 30 Year Fixed
- 5/1 & 7/1 ARMS
- Refinancing
- Portfolio Loans
- Land Loans
- Home Ready Loans
- FHA & VA Loans